Loan delinquency calculation
This program will calculate and display members loans which have fallen into arrears. The calculation is split into different sections dependant on how long the loan has been in arrears. Each category will show data for the following:
- Members = A count of the members whose loans have fallen into arrears.
- Arrears Value = The value of money that is now due in arrears.
- Loan Balance = The overall total loans value that members owe.
- O/S Interest = The overall total interest value that members owe.
- Share Balance = The overall total share/savings value that members hold. (N.B. If a members Share/Savings balance is greater than their outstanding Loan balance + Interest then, the Share/Savings balance will show as Loan balance + O/S Interest)
- Net Loan = The overall net exposure based on loans that are in arrears ( (Loan Balance + O/S Interest) - Share Balance )

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